On the way home from daycare, Cole said, "We should go to Zellers to buy me a toy." As an excuse I said, "I don't have any money, buddy, sorry." He repeated, "Can we go to Zellers to get me a toy, please?" I explained, "At Zellers, we have to give them money to buy toys."
Cole thought for a moment then suggested, "We can go to Zellers to get money. They have money at Zellers Mom." I said, "No, we have to GIVE them money to get toys at Zellers."
Then he thought some more. "I have money, Mom. In my piggy bank. We can get money from Ham (name of piggy bank). Mom, I can share it with you."